Before you spin a single pokie, it pays to know how money moves in and out. This guide breaks down the Level Up Casino payment methods open to Australian players in 2026 — what you can deposit with, the minimums, how long payouts take, and, just as importantly, what the brand doesn’t take. Level Up runs on a Curaçao licence rather than an Australian one, and that shapes the cashier: no cards, no PayID, but a full spread of fast NeoSurf, MiFinity and crypto options instead. If you want the wider picture first, here’s Level Up Casino Australia at a glance. Otherwise, let’s get into the deposit rails.
Accepted Payment Methods at Level Up Casino
Level Up keeps its cashier lean and quick. There are no debit or credit cards in the mix — instead you get a prepaid voucher, an e-wallet, two bank rails and a broad menu of cryptocurrencies. Every listed method takes Australian dollars, so you’re never juggling currency conversion inside your account. Here’s the full line-up, with the minimum deposit and matching payout speed for each rail:
| Method | Type | Min Deposit | Withdrawal Time |
|---|---|---|---|
| NeoSurf | Prepaid voucher | A$20 | Deposit only |
| MiFinity | E-wallet | A$20 | 0–4 hours |
| Bank Transfer | Bank | A$50 | 1–3 business days |
| PayAnyBank | Bank transfer | A$20 | Deposit only |
| Bitcoin (BTC, BCH, LTC, DOGE, ETH) | Crypto | A$20 | 10–60 minutes |
| USDT | Crypto | A$20 | 10–30 minutes |
A couple of things jump out of that table. Crypto is comfortably the quickest way to get paid — USDT can clear in as little as 10 minutes. NeoSurf, meanwhile, runs one way only: brilliant for topping up, but you can’t cash out to a voucher, so you’ll pair it with MiFinity or crypto when it’s time to withdraw. Each rail gets a closer look below.
For our test we funded the account with A$100 via MiFinity, and the deposit landed instantly. That A$100 unlocked the 100% first-deposit match (+A$100) with code LVL1, giving us A$200 to play with, plus 100 free spins. Deposits start at A$20, and your other instant options are NeoSurf and crypto — Bitcoin, BCH, LTC, Dogecoin, Ethereum and USDT. Now the caveat you’ll want up front: PayID, POLi, Visa and Mastercard aren’t supported here. If PayID is your default, the fastest like-for-like alternatives are NeoSurf or crypto.
Based on a hands-on test session run by our team in July 2026. Gambling outcomes vary — we finished this session down A$40.
Join Level Up Casino and fund your account
18+. We may earn a commission if you sign up through our links. Play within your means.
How to Make Your First Deposit, Step by Step
Funding an account is a two-minute job once you’re registered. The flow is the same whether you’re on desktop or the mobile site:
- Log in and open the cashier. Hit the balance or Deposit button in the top-right of the lobby to open Cashier → Deposit.
- Pick your method. Choose NeoSurf, MiFinity, a bank option or one of the cryptocurrencies. Each tile shows its own minimum before you commit.
- Enter your amount. Type in anything at or above the method’s minimum — A$20 for most rails, A$50 for a standard bank transfer.
- Add code LVL1. If you want the welcome offer, drop LVL1 into the promo field so the first-deposit match arms before the money lands.
- Confirm and play. E-wallet and crypto deposits show up in seconds; bank transfers take longer to settle.
Your account currency is locked in when you register, so it’s worth choosing Australian dollars up front to keep every limit and bonus in A$ — you can set your currency during registration in the very first step. Get that right and the cashier does the rest.
E-Wallet Deposits with MiFinity
MiFinity is the workhorse of the Level Up cashier and the method we lean on most. It’s a digital wallet you load once — from your bank, a card held outside the casino, or another transfer — and then spend across sites without re-entering financial details each time. The privacy upside is real: the casino only ever sees the wallet, never your underlying bank or card.
Deposits from MiFinity are instant, with an A$20 minimum, so your balance updates the moment you confirm. It’s also one of only two rails here that works in both directions — money out lands inside a 0–4 hour window, which is quick for a non-crypto option. In our test the A$60 we cashed out arrived the same afternoon, comfortably inside that window.
Setting up a MiFinity wallet takes a few minutes on their site: register, verify your email, and load some funds. Once it’s topped up, it becomes the smoothest way to bounce money in and out of Level Up without exposing your primary bank account to a gambling operator. For most Aussie players who can’t reach for PayID here, it’s the closest thing to a one-tap default.
NeoSurf Vouchers: Prepaid and Deposit-Only
NeoSurf is the prepaid option, and it’s a favourite for punters who like to keep gambling spend ring-fenced from their bank. You buy a voucher — a 10-digit code — with cash or card at thousands of Australian outlets, including many servos and convenience shops, or online, then type the code into the cashier to top up. No bank details ever touch the casino.
The minimum deposit is A$20, and vouchers come in fixed denominations, so a small A$20 or A$50 NeoSurf is an easy way to set a hard ceiling on a session before you start. Plenty of Aussie players go looking for a $10 NeoSurf casino option; at Level Up the floor sits at A$20, so you’d load a voucher of at least that value.
The one catch is right there in the table: NeoSurf is deposit-only. There’s no such thing as a NeoSurf payout, so when it’s time to withdraw you’ll switch to MiFinity or crypto to collect. Treat it as a clean, budget-friendly way in rather than a round-trip method, and it does its job well. It’s also a solid pick if you’d rather not link any bank rail to your play at all.
Crypto Deposits: Bitcoin, Ethereum, USDT and More
If speed is your priority, crypto is the fastest rail Level Up runs — both ways. The casino accepts a broad spread: Bitcoin (BTC), Bitcoin Cash (BCH), Litecoin (LTC), Dogecoin (DOGE), Ethereum (ETH) and Tether (USDT). Deposits start at A$20 in equivalent value, and payouts are the quickest on the menu — the Bitcoin family clears in 10–60 minutes and USDT in 10–30 minutes, versus hours for e-wallets and days for banks.
New to crypto? The path is simpler than it looks:
- Buy the coin. Open an account with an Australian-friendly exchange, verify your ID once, and buy a small amount of BTC, ETH or USDT with a bank transfer or PayID on the exchange — this is where PayID actually helps you, funding the exchange rather than the casino.
- Copy the deposit address. In the Level Up cashier, choose your coin and it’ll display a unique wallet address (and usually a QR code) for that deposit.
- Send it. Paste that address into your exchange’s withdraw screen, double-check the network matches, and send. Once the blockchain confirms, your A$ balance updates.
Two things to keep in mind. Crypto prices move, so the A$ value credited is set at the time the deposit confirms — for a steadier ride, USDT tracks the US dollar and sidesteps most of that wobble. Network fees are charged by the blockchain, not the casino, and they rise and fall with congestion. USDT is our pick for the sweet spot of speed and predictability, which is why it tops the payout table. If you’ve never used it before, buy a small test amount first and get comfortable with the send-and-confirm rhythm before you scale up.
Bank Transfer and PayAnyBank
Prefer to move money straight from your bank? There are two rails for that. A standard Bank Transfer carries the highest minimum on the menu at A$50 and settles over 1–3 business days — it’s dependable, but it’s the slow lane, and weekends stretch it further. PayAnyBank is the lighter-touch bank option for deposits: it drops the minimum to A$20, but like NeoSurf it is a funding method only and cannot be used to cash out — for withdrawals, crypto or MiFinity are the fast lanes.
Both are worth considering if you’d rather not hold a voucher, e-wallet or crypto, and you’re happy to trade speed for the familiarity of your own bank. Just line up your expectations: neither bank rail is instant, so if you’re the type who wants funds available the moment you decide to play, MiFinity or crypto will serve you better. Bank methods suit a planned deposit — set it up, let it settle, and it’s there for your next session. For a bigger one-off top-up where an extra day doesn’t bother you, a straight bank transfer keeps everything inside your normal banking, which some players simply find easier to reconcile.
What Level Up Casino Doesn’t Support: PayID, POLi, Visa and Mastercard
This is the bit most guides tiptoe around. Plenty of Australians land on a casino cashier expecting PayID, POLi or a simple Visa/Mastercard field — and at Level Up, none of those are on the menu. We’d rather say so plainly than have you register and hit a wall.
PayID: not supported. Searches for a PayID casino are some of the most common in the AU market, but this brand doesn’t offer it directly. The good news is you’re not stuck — NeoSurf, MiFinity and crypto all fund an account just as fast, and as noted above, you can still use PayID on a crypto exchange to buy coin, then send that to the casino.
POLi: gone as well — the service shut down entirely in 2022, so no casino runs it any more. If an old review still lists it, that review is out of date.
Visa and Mastercard: no direct card deposits here. Offshore casinos on Curaçao licences frequently sit outside the card networks’ gambling rails for Australian issuers, so cards are quietly dropped in favour of vouchers, wallets and crypto. It’s a common pattern across the sector, not a Level Up quirk.
So what should a card-or-PayID user actually do? Reach for MiFinity if you want a familiar wallet experience, NeoSurf if you’d like to pay with cash from a shop, or USDT if you want the fastest possible payout. Every one of those clears quickly and keeps your bank at arm’s length from the casino. It’s a different toolkit to what you might be used to, but it’s a fast one.
Sign up and choose your deposit method
Minimum Deposits and Fees
The minimums are refreshingly low. Almost every method — NeoSurf, MiFinity, PayAnyBank and all the cryptocurrencies — starts at just A$20. The only outlier is a standard Bank Transfer at A$50. That A$20 floor makes it easy to test the water with a small deposit, and it comfortably clears the A$20 threshold the welcome bonus needs to trigger with code LVL1.
On fees, the picture is straightforward but has a caveat. Level Up doesn’t advertise its own charge for using the listed deposit methods — what you load is what lands. Where costs can creep in is outside the casino: your bank may apply its own transfer fee, a crypto exchange takes a cut when you buy coin, and the blockchain charges a network fee to send it (that one moves with congestion). None of those are set by the casino, and we’re not going to quote a percentage the brand doesn’t publish — check the fee on your bank, exchange or wallet before you send, because that’s where any real cost sits.
So, in short: budget for a possible small third-party fee on crypto or bank moves, expect the casino side to be clean, and keep A$20 as your practical minimum for almost everything.
Payment Security at Level Up Casino
Handing money to any offshore site deserves a second look, so here’s how the cashier protects a transaction. Level Up runs deposits over an encrypted (SSL/TLS) connection, which scrambles your details in transit so they can’t be read if intercepted. Because the accepted methods are vouchers, an e-wallet and crypto rather than direct cards, your core bank and card numbers generally never reach the casino at all — MiFinity and NeoSurf act as a buffer between your bank and the operator, and crypto is settled wallet-to-wallet.
The operator, Dama N.V., holds a Curaçao licence (OGL/2023/174/0082), which sets baseline conduct and anti-fraud obligations — not an Australian licence, and we’re upfront about that, but a recognised offshore framework nonetheless. First withdrawals also pass a one-off identity check, which is as much about stopping someone else cashing out your balance as it is about compliance. For the full rundown on encryption, account protection and fair-play testing, see how deposits are kept secure. Sensible habits still matter on your end: a strong, unique password and a wallet you control go a long way. Treat the casino as you would any online account that touches your money, and the payment side holds up well.
Verification and KYC Before Your First Withdrawal
You can deposit and play without uploading a single document — Level Up defers its identity check to the first time you cash out. That’s handy for getting started, but it’s the one bit of friction worth planning for, so it doesn’t catch you out when there’s money to collect.
When you request your first withdrawal, the cashier triggers a standard KYC (Know Your Customer) check: a photo of your ID (passport or driver licence) plus a proof of address such as a recent utility bill or bank statement. It’s a one-time hurdle — clear it once and later payouts skip straight to the payment stage. In our test the review took about three hours, after which the MiFinity payout landed inside its usual window.
Deposits themselves rarely need documents, but a large or unusual top-up can occasionally prompt a check under anti-money-laundering rules — that’s why deposits may require verification in some cases. The smart move is to verify early: have a clear photo of your ID and a recent bill ready, upload them as soon as you can, and your first withdrawal won’t stall. Match the name on your account to the name on your documents and your payment method, and the whole thing tends to clear without a hitch.
Payments vs Withdrawals: What’s Different
Depositing and cashing out don’t run on quite the same rules, so it’s worth knowing where they part ways. On the way in, almost everything is instant or same-day, NeoSurf is fair game, and the minimum is A$20 on most rails. On the way out, NeoSurf drops off entirely — it’s deposit-only — so you’ll collect through MiFinity (0–4 hours) or crypto (10–60 minutes), and that first cash-out carries the KYC check we covered above.
Speed also flips in emphasis: deposits are near-instant across the board, while payout times genuinely vary by method, from minutes on USDT to a few business days on a bank transfer. If getting paid quickly matters to you, pick a withdrawal-capable, fast method for your deposit too, so you’re set up to collect the same way. For the full timing, limits and tested payout speeds, here’s how deposits compare to withdrawals.
Frequently Asked Questions
Does Level Up Casino accept PayID?
No. PayID isn’t a supported deposit method at Level Up, despite being one of the most searched-for options among Australian players. The fastest like-for-like alternatives are NeoSurf (prepaid), MiFinity (e-wallet) or crypto such as USDT. You can still use PayID indirectly — to fund a crypto exchange, buy coin, then send it on to the casino.
What’s the minimum deposit at Level Up Casino?
A$20 for almost every method — NeoSurf, MiFinity, PayAnyBank and all cryptocurrencies. The single exception is a standard bank transfer, which starts at A$50. That A$20 floor is also enough to trigger the welcome match with code LVL1.
Does Level Up Casino accept crypto?
Yes, and it’s the fastest option. You can deposit with Bitcoin, Bitcoin Cash, Litecoin, Dogecoin, Ethereum and USDT, from A$20. Crypto payouts are the quickest too — 10–30 minutes for USDT and 10–60 minutes for the Bitcoin family.
Are there deposit fees?
Level Up doesn’t advertise its own fee on the listed deposit methods, so what you load is what you get. Any cost usually comes from a third party — your bank, a crypto exchange, or the blockchain network fee — rather than the casino. Check with your provider before you send, as those charges vary.